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Altair Blog

Consumer Finance, Pre-approved Offers, Mortgage, Credit Data, Invitation to Apply, Alternative Credit Data, FCRA

What I Need to Know When Deciding to Make a Pre-Approved offer or Invitation to Apply offer.

What factors are necessary to consider when deciding between a "Pre-Approved" offer using credit bureau data or "Invitation to Apply" using non-credit data?  


Pre-approved Offers, Credit Data, Lead Lists, Prescreen Data, Invitation to Apply

Pre-approved vs. Invited to Apply Offers - What You Should Know

"You're Pre-approved for ..." or "You're Invited to Apply for ..." offers are frequently found in your mail box.  So what's the difference?


Lenders know that mail offers for credit cards, mortgages, personal loans, auto loans, and other credit related products are highly effective in gaining new customers. However, not all offers are the same!

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