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Altair Blog

Credit Data, Prescreen Data, Lead Lists, Pre-approved Offers, Invitation to Apply

Pre-Approved vs. Invited to Apply Offers - What You Should Know

"Pre-Approved" and "Invitation-to-Apply" offers are frequently found in your mailbox.  What's the difference between the two?

 

Lenders know that mail offers for credit cards, mortgages, personal loans, auto loans, and other credit related products are highly effective in gaining new customers. However, not all offers are the same!

 

Pre-approved Offers, Invitation to Apply, Credit Data, Alternative Credit Data, FCRA, Consumer Finance, Mortgage

What I Need to Know When Deciding to Make a Pre-Approved offer or Invitation to Apply offer.

What factors are necessary to consider when deciding between a "Pre-Approved" offer using credit bureau data or "Invitation to Apply" using non-credit data?  

 

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