The New Year is upon us, and for many, 2018 will be a year of reinvention. Change can be hard, but is often very rewarding. Improving your credit score is a lot like improving your physical health, so why not focus on implementing healthy spending behavior in 2018 alongside your health goals? As with any change, improving your credit will require a step-by-step mentality. FICO scores improve with time and good behavior. Here are some tips to help you in 2018!