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What factors are necessary to consider when deciding between a "Pre-Approved" offer using credit bureau data or "Invitation to Apply" using non-credit data?
A consumer’s credit report contains valuable information for companies to use when learning more about their consumers -- but as a business, you’ve got to be sure that you’re requesting and using credit report compliance according to FTC regulations. Businesses that disregard guidelines in the Fair Credit Reporting Act can easily be caught and fined -- and the consequences can be harsh. Learn more about how to avoid pitfalls when obtaining and using credit data by following the tips below.