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Altair Blog

Underbanked Prospects, Consumer Lending, Alternative Credit Data, Thin Credit File, Unbanked Prospects, Subprime Prospects

Under Banked: What Does It Mean?

Underbanked is a term that has been used for many years to reference consumers that are outside of the traditional banking system.  How do they differ from unbanked or subprime? How are they the same? We've got answers.

Pre-approved Offers, Invitation to Apply, Credit Data, Alternative Credit Data, FCRA, Consumer Finance, Mortgage

What I Need to Know When Deciding to Make a Pre-Approved offer or Invitation to Apply offer.

What factors are necessary to consider when deciding between a "Pre-Approved" offer using credit bureau data or "Invitation to Apply" using non-credit data?  

 

Underbanked Prospects, Thin Credit File, Consumer Lending, Highly Targeted Leads, Alternative Credit Data

Flying Under the Radar - Finding the Underbanked

At times we have all likely wanted to "fly under the radar" or "go off the grid" for some reason, which means we don't want to be found or tracked.

 

For some people though, being under the radar or off the grid when it comes to financial loan offers can be frustrating for them AND they can be great prospects too.

 

 

 

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